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Can improve cash flow and enhance control of the costs of health benefits.
Through its cost-effective impact on reserves, retention, and premium taxes, self-funding helps preserve corporate assets.
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Flexible Spending Accounts (FSA) or Cafeteria Plans |
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A response to changes in the Internal Revenue
Code, the changing demographics of America's workforce, and the need to bring ever-spiraling benefit costs under control.
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Life Insurance and Accidental Death & Dismemberment |
Stand alone or voluntary basis. Provides affordable protection.
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Flexible benefit designs from traditional indemnity plans to network-based
PPO's and DHMO's.
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Travel Accident/Sports Accident |
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A highly practical insurance plan that provides
greater peace-of-mind to players and other individuals associated with amateur sports teams and leagues.
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Benefits that provide a source of income while
you concentrate on getting better.
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American Hospital Association (AHA)Endorsed Products |
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These are payroll-deducted voluntary benefits
that have been awarded the endorsement of AHA for member hospitals.
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Health Savings Account (HSA) |
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Provides you with the power to save money
by purchasing a lower-cost, high-deductible insurance plan. A savings account is used to pay qualified healthcare expenses;
insurance kicks in after the deductible has been met.
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Allows the insured to pay an affordable premium
to protect an unaffordable catastrophic event.
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Flexible program designed to meet the needs
of both your company and your employees. Choose from employer paid, voluntary, buy-up programs, and client-customized
options.
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Plans that effectively help you manage how
your retiree medical plan impacts your groups bottom line.
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